About Access Group

Access Group Privacy Policy

Access Group Privacy Notice (PDF 36.6 KB, 1 page) Note: This file must be downloaded using the Adobe Acrobat Reader Software. This software is available on Adobe's Web site and is free of charge.

Our privacy policies
Keeping customer information secure, and using it only as our customers would want us to, is a top priority for all of us at Access Group, Inc. Here are our policies in brief:

• We will impose strict standards of security and confidentiality and maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard any information you share with us. (View a summary of our Web site information collection and security procedures.)
• We will limit the collection of your information to the minimum required to administer our business and restrict internal access to your nonpublic personal information to authorized, trained employees on a “need to know” basis. Employees who violate our privacy policies will be subject to our normal disciplinary process.
• Whenever we hire other organizations to provide support services, we will require them to conform to our privacy standards with respect to information you have provided us and to allow us to audit them for compliance.
• We will not reveal your information to other companies that may want to sell their products or services to you. For example, we will not sell your name to a catalogue company.
• We may amend our privacy policy from time to time. As required by law, we will send our current customers our most recent privacy notice at least annually.
• All of our privacy policies apply to our former customers as well as our current customers.

• The loan applications or other forms that you fill out, which provide us with most of the information we use, such as your name, address, social security number, school, and course of study.
• Your school, which confirms your enrollment status and eligibility for student loans.
• Reputable national consumer credit reporting agencies, which report on your credit history.
• Information that we collect about your transactions with us and our affiliates, such as your loan balance, repayment history and any other parties involved in your transactions, such as a cosigner.

A. As permitted by law, we may share all of the information we collect about you, as described above, with our affiliates described below and with companies that provide marketing services on our behalf.

B. By law, as needed for the purpose of offering, processing, servicing, and collecting loans, we may disclose your nonpublic personal information to other parties in the student lending business, such as guarantors, lenders, loan servicers, the Department of Education, credit bureaus, and schools. Under the agreements that govern the Access Group Loan Program, only Access Group may use nonpublic personal information about applicants or borrowers, except as may be necessary for the other participants to perform their respective roles.

Liberty Bank, N.A. Privacy Notice

Liberty Bank Privacy Notice (PDF 15.1 KB, 1 page) Note: This file must be downloaded using the Adobe Acrobat Reader Software. This software is available on Adobe's Web site and is free of charge.

Liberty Bank, N.A. is committed to the strong tradition of safeguarding our customers' private financial information. Liberty Bank, N.A. collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information. Liberty Bank, N.A. makes disclosures to third parties only as permitted by law.  This privacy policy expresses Liberty Bank N.A.'s commitment to our customers.

Information We Collect About You
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms,
• Information about your transactions with us, our affiliates, or others,
• Information we receive from a consumer-reporting agency

No Disclosures Outside of Exceptions
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Additional Information
If you have any questions or concerns about the protection of your personal financial information, please feel free to contact us at (216)359-5500.

Greater Texas Foundation Privacy Notice

Greater Texas Foundation Privacy Notice (PDF 27.8 KB, 1 page) Note: This file must be downloaded using the Adobe Acrobat Reader Software. This software is available on Adobe's Web site and is free of charge.

Greater Texas Foundation values the relationship with our student loan customers.  Protecting your privacy is important to us, and we understand that you expect your personal information remain confidential and secure. This notice will help you understand what information we collect about you, how we use it and how it is protected. In addition, this notice describes how we share your personal information only as outlined within this Privacy Notice and as permitted or required by law.