Keeping well-organized records of your financial activities will go a long way toward managing your loans and achieving your financial goals.
Keep your loan-related documents
- Applications
- Promissory notes
- Disclosure statements
- Notifications of lender servicer change
- Repayment schedules
- Lender correspondence
- Income tax returns
You should also keep track of all telephone or e-mail communications with your lender and servicer. Your log should include:
- The date and time of the call/message
- The reason for the call/e-mail
- A copy of the e-mail (if applicable)
- The expected follow-up
- The full name of the person with whom you spoke or the e-mail address of the respondent
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