The nonprofit graduate loan specialist

Student Loans

PLUS (Parent Loan for Undergraduate Students)

 
 

Count on Access Group for Federal Parent PLUS Loans
 
Federal PLUS Loans are a federally-guaranteed student loan for parents of undergraduate students to help meet the costs that exceed Federal Stafford Loan limits.  PLUS is a credit-based education loan, and in order to be eligible, you cannot currently have adverse credit.  See Loan Terms and Rates for credit requirements. 

With our low-rate Parent PLUS Loans, you can supplement Stafford loans currently available to your child and borrow up to the full cost of education (as certified by the school), including books, living expenses, and more. 

Access Group PLUS Loan benefits:

  • No annual or aggregate limits—borrow up to the cost of education.
  • Not need based—this loan can cover costs over and above the Stafford limit and what the school may be able to offer.
  • Fixed interest rate.
  • Defer payments up to six-months after graduation.*

*Or when your child is no longer enrolled at least half time. For loans first disbursed on or after July 1, 2008.

Note: Parent PLUS Loans are available from Access Group only at selected undergraduate institutions.

Check student loan rates and terms

Access Group is a nonprofit student loan provider with over 20 years' experience specializing in federal financial aid and graduate and professional student loans. Because student loans are our only business, we can put you - the student - first. With money-saving payment discounts and helpful educational materials, Access Group is the smart choice for students seeking federal student loans.  

 

 
Apply Now
You'll Also Get:
  • Reductions for automatic payments
  • Options to help you manage repayment
  • Knowledgeable customer service staff
  • Online access to your student loan information

Questions? Call 800-282-1550

 
  New to Student Loans?  
  Find the answers to some common questions:  
  How much can I borrow?  
  Will you check my credit?  
  How do I apply?  
  What are the loan costs?  
       
  Access Extras  
  Want to learn more about personal finance through short, interactive online tutorials? Try our:  
  Wise Borrower Curriculum