Access Group
|
| Rev. 08/2011 |
| FACTS |
WHAT DOES ACCESS GROUP DO
WITH YOUR PERSONAL INFORMATION? |
| |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Account Transactions
- Account Balances and Transaction History
- Payment History and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice. |
| |
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Access Group chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Access Group share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
Yes |
No |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Questions? |
Call 800-282-1550 |
| Who we are |
| Who is providing this notice? |
This notice is provided by Access Group, Inc. and other affiliated companies such as a financial aid services provider and financing trusts*. |
| |
| What we do |
| How does Access Group protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Access Group collect my personal information? |
We collect your personal information, for example, when you
- Apply for a loan or provide employment information
- Pay your bills or provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your creditworthiness.
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies such as a financial aid services provider and financing trusts.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Access Group does not share with nonaffiliates so they can market to you.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include financial companies such as banks.
|
| |
| Other important information |
|
| * Notice provided by: Access Group, Inc.; Access Group Loan Reserve Trust I; Access Funding ABCP-1LLC; PEAKS Trust 2009-1; Affiliated Loan Program for Students School Trust 2009-1; Access Funding 2010-A LLC; Affiliated Loan Programs for Students School Trust 2010-1; Affiliated Loan Programs for Students School Trust 2010-2; Affiliated Loan Programs for Students School Trust 2010-3; Affiliated Loan Programs for Students UChicago Trust 2010-1; Affiliated Loan Programs for Students UChicago Trust 2011-1; Private Alternative Loans for Students Trust 2011-1; FAQS Rochester School Trust 2011-1; and Agility Loan Services, Inc. |
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Liberty Bank, N.A.
|
| Rev. 07/2011 |
| FACTS |
WHAT DOES LIBERTY BANK, N.A. DO
WITH YOUR PERSONAL INFORMATION?
|
| |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Payment history and transactions or loss history
- Checking account information and account transactions
When you are no longer our customer, we continue to share your information as described in this notice. |
| |
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Liberty Bank, N.A. chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Liberty Bank, N.A. share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
Information not shared |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
Information not shared |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
Information not shared |
| For our affiliates to market to you |
No |
Information not shared |
| For nonaffiliates to market to you |
No |
Information not shared |
| Questions? |
Contact your local branch or go to www.libertybankna.com |
| |
| Who we are |
| Who is providing this notice? |
Liberty Bank, N.A. is a national banking association with its main office located at 25201 Chagrin Blvd., Suite 120 Beachwood, OH 44122 |
| |
| What we do |
| How does Liberty Bank, N.A. protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Liberty Bank, N.A. collect my personal information? |
We collect your personal information, for example, when you
- Open an account or deposit money
- Apply for a loan or give us income information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliated, or other companies.
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your creditworthiness.
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- We are affiliated with U S Title Agency, Inc. through our wholly-owned subsidiary, LBNA Financial LLC. Liberty Bank, N.A. does not share information about transactions and experiences obtained through this affiliation.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Liberty Bank, N.A. does not share with nonaffiliates for marketing purposes
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Liberty Bank, N.A. does not share information with nonaffiliates for marketing purposes
|
|
Greater Texas Foundation
|
| Rev. 07/2011 |
| FACTS |
WHAT DOES GREATER TEXAS FOUNDATION DO
WITH YOUR PERSONAL INFORMATION?
|
| |
| Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Account Transactions
- Account Balances and Transaction History
- Payment History and Demographic Information
When you are no longer our customer, we continue to share your information as described in this notice. |
| |
| How? |
All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer personal information; the reasons Greater Texas Foundation chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Greater Texas Foundation share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
Not Shared |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
Not Shared |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
Not Shared |
| For nonaffiliates to market to you |
No |
Not Shared |
| Questions? |
Call 979-779-6100 or go to www.greatertexasfoundation.org |
| |
| Who we are |
| Who is providing this notice? |
This notice is provided by Greater Texas Foundation either directly or indirectly through one or more of its third party service providers. |
| |
| What we do |
| How does Greater Texas Foundation protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our third party service providers protect your personal information using the same safeguards as we do. |
| How does Greater Texas Foundation collect my personal information? |
We collect your personal information, for example, when you
- Make Payments or Provide Demographic Information
- Update Contact Information or Provide Account Information
- Contact us or one of our third party service providers
We may collect personal information from sources such as credit bureaus, guarantors, government agencies and service providers.
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your creditworthiness.
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Greater Texas Foundation does not share personal information with affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Greater Texas Foundation does not share personal information with non-affiliates.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Greater Texas Foundation does not undertake joint marketing efforts under which personal information would be shared.
|
| |
| Other important information |
|
Notice Provided By: Greater Texas Foundation; 6100 Foundation Place Drive; Bryan, Texas 77807
Greater Texas Foundation is a holder of Federal Family Education Loan Program loans through The Bank of New York Mellon Company, N.A., Trustee for Greater Texas Foundation.
Third party service providers described above may include Access Group, Inc., ACS Education Services, Inc., and Nelnet, Inc. These entities provide contractual services to Greater Texas Foundation for the student loans held and owned. |
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Web Site Information Collection and Security Procedures
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